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CONTRACT PORTFOLIO

Total Contracts

6

Active

High Risk

1

Immediate attention

Warning

2

Monitor closely

Avg Risk Score

46%

Portfolio average

Live Alerts

ICR for Infra Bank Facility hits breach threshold in estimated 11–18 days.

SBI Debt/EBITDA ratio rising — 47 days to projected breach at current rate.

Quarterly management accounts due for SBI loan in 14 days.

HDFC Working Capital covenants — all within safe margins.

Top Risks This Week

Infra Bank — ICR Covenant

88%

0.04x above floor

Raise equity or reduce debt immediately

SBI — Debt/EBITDA ratio

74%

0.6x above limit

Engage lender for covenant waiver discussion

ALT Capital — Cash covenant

51%

₹11L above minimum

Monitor monthly; accelerate receivables